Nationalized and Private Banks

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Nationalized and Private Banks

Various financial institutions in India work with Eduloans and are able to, create awareness to the next generation of customersprovide services at there convenience. The centralized system reduces the processing time of the loan and Bank is able to provide timely feedback. They usually provide collateral based loan.

Bank of Baroda

Education is the most important investment one makes in life. Higher studies and specialization in certain fields call for additional financial support from time to time. The Bank of Baroda Education Loans, can help finance your ambitions and goals.


Bank of Baroda (BOB) offers the following benefits :

  • Loan Processing : Fast Online Processing.
  • Interest Rate : Preferential Interest Rate starting at 9.95 %.
  • Special Rate : Discount of 0.50 % for Girl Students.
  • Loan amount : Up to Rs 80 Lacs.
  • Tax Benefit : Interest paid on education loan to bank is Tax waived under section 80E.
  • Margin : For overseas studies, select colleges 0 % margin, all other colleges 10.00 % margin.
  • Repayment Period : Up to 15 years.
  • Moratorium Period : Course Period + 1 year.
  • Loan Proceeds : Proceeds happen from your nearest BOB branch.
  • Processing Fee : 1 % of Loan amount (maximum ₹ 10,000/-) which is Refundable on availment of first disbursement.
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State Bank of India

100% Education Finance to study in india or abroad. Give wings to your dreams.


Avanse offers the following benefits :


  • 100 % Education Finance (No Margin Money).
  • No Upper Limit on Loan Amount.
  • Flexible Repayment Options.
  • Sanction within 1 Business Day after submission of all documents.
  • Student-focused flexible Loans : Due weight-age given to Academic Merit.
  • Disbursement in 1 single installment OR as per payment schedule Tuition Fee disbursed to institute.
  • Doorstep Service.
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ICICI Bank

You may have studied hard and excelled in your exams or just planned the next move in your career. Whatever be your reason to study, your research should end at finding the right institute. Let finance be the last thing to worry about. We at ICICI Bank, understand your career aspirations and offer the best student loan to successfully aid your journey as a student.


AXIS Bank offers the following benefits :


  • Clubbing of both Secured and Unsecured Loan together as per students requirement.
  • Lesser Currency Conversion Charges as compared to other Financial Institutions.
  • NRI Co-Signor acceptable along with an additional Co-Signor for Secured Loans.
  • Economical Valuation and Legal Formalities Charges as compared to other Banks.
  • Sanction Letter process through Loan Centre instead of Bank Branch and so its Faster.
  • Sanction Letter prior to receiving I20 , VISA and disbursement prior to departure.
  • Income Tax Benefit Under Section 80E (For both Secured and Unsecured Loans).
  • Doorstep service as per convenience of the customer available at selected locations.
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Axis Bank

Axis Bank offers attractive Education Loan interest rates in India.

Apply for Study loan at highly affordable interest rates and associated servicing charges.


AXIS Bank offers the following benefits :

  • No Processing Fees (Depends on Case).
  • No Pre-Payment Charges.
  • Only bank to have dedicated RM and door to door service.
  • Income Tax Benefit Under Section 80E.
  • Sanction Letter prior to receiving I20 for US.
  • Re-payment term upto 15 years.
  • Validity of Sanction Letter is upto 6 months.
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